Send professional payment links, collect via FPX, DuitNow, or card, and get automatic invoices — all in one place. Get paid in MYR directly to your Malaysian bank account.
Get started freeNo monthly fees. No setup fees. You only pay when you get paid.
You send your bank account number in a chat and then wait. No confirmation, no invoice, no record.
A screenshot of a bank transfer request doesn't make clients take you seriously or pay you on time.
When you apply for a loan, the bank asks for income records. You have none. Application rejected.
Generate a payment link in seconds. Send it to your client over WhatsApp, email, or anywhere. They pay by FPX, DuitNow, Touch 'n Go, or card. You get paid in MYR directly to your bank.
Website Redesign
RM 2,500.00
Payment requested by Studio Co.
Every payment generates a proper invoice instantly. Invoice number, date, amount, service description, both parties' details. Stored permanently. No manual work.
Invoice
INV-0042
Kreato follows up with your clients automatically before the due date, on the due date, and after. You stop chasing. They start paying.
Payment Reminders
Due in 3 days
INV-0039 · RM 2,000
Due today
INV-0040 · RM 950
Overdue — follow up sent
INV-0038 · RM 1,200
Put retainer clients on autopay. Set the amount and billing cycle once. Kreato collects every month automatically.
Recurring Billing
ActiveClient
Lim Creative Studio
Amount
RM 3,000.00/mo
Cycle
Monthly
Next billing
1 Jul 2026
Collected
6 payments
Export a clean, formal income statement anytime. Use it for your bank loan application, your LHDN tax filing, or proof of income. Finally have the paperwork that proves what you earn.
5% + RM1.00
per transaction
Join Malaysian freelancers and agencies who have stopped chasing payments and started running a real business.
Get started free